Is there such a thing as volcano insurance in Hawaii? | WHAT REALLY HAPPENED

Is there such a thing as volcano insurance in Hawaii?

With homes destroyed and lava spraying into a Hawaiian neighborhood, the concern for many homeowners is: Will the damage be covered?

That really depends on the homeowner's insurance policy and how the home was damaged.

But there's no such a thing as volcano insurance or lava flow insurance, said Jerry Bump, chief deputy insurance commissioner at the Hawaii Department of Commerce and Consumer Affairs. It's such a specialty and so infrequent, that it's not available, he said.

However, damage could be covered if the homeowner had purchased a policy that covers all risk. But that kind of coverage is rare, hard-to-find and might be very expensive, Bump told CNN. It's unclear if any of the affected residents on Big Island has that kind of coverage.

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